TD AMERITRADE: Standard Accounts

Standard Account Types Comparison
	Description Hide detail	Client profiles	Investment choices	Notable account features	Minimums and fees
Individual	An individual account is a standard brokerage account with only one owner. Upon the death of the account owner, all assets in the brokerage account are passed to his or her estate. The individual account is the most basic one TD AMERITRADE offers; however, this will not limit the choices or trading within the account.	Cash, Cash & Margin, Cash & Option; Cash, Margin & Option	Stocks (NYSE, NASDAQ, Canadian Exchange as well as the Over the Counter and Pink Sheet Stocks) Mutual Funds Exchange Traded Funds (ETF) Bonds Options CDs Index Shares Unit Investment Trusts Real Estate Investment Trusts	Streamer, Streamer with Level II Quotes (subscription only) Quotescope Command Center Advanced Analyzer Trade Triggers SnapTicket Streaming News S&P Reports MarketEdge Daily MarketEdge Daily Plus Link to Microsoft Money or Quicken programs Gain/Loss Tracker (free to Apex clients) GainsKeeper (reduced rate to TD AMERITRADE clients)	Account minimums There is no minimum funding required to open an account Accounts funded with less than $1,000 are not eligible for any promotions Electronic funding minimum is $500 Margin or option privileges on account require a minimum of $2,000 No maintenance fees
Joint Tenants with Rights of Survivorship (JTWROS)	A JTWROS account is one in which there are two or more account owners, with each owner having an undivided interest in the entire property. Upon the death of one account owner, remaining account holder(s) retain(s) the rights to the entire account.	Cash, Cash & Margin, Cash & Option; Cash, Margin & Option	Stocks (NYSE, NASDAQ, Canadian Exchange as well as the Over the Counter and Pink Sheet Stocks) Mutual Funds Exchange Traded Funds (ETF) Bonds Options CDs Index Shares Unit Investment Trusts Real Estate Investment Trusts	Streamer, Streamer with Level II Quotes (subscription only) Quotescope Command Center Advanced Analyzer Trade Triggers SnapTicket Streaming News S&P Reports MarketEdge Daily MarketEdge Daily Plus Link to Microsoft Money or Quicken programs Gain/Loss Tracker (free to Apex clients) GainsKeeper (reduced rate to TD AMERITRADE clients)	Account minimums There is no minimum funding required to open an account Accounts funded with less than $1,000 are not eligible for any promotions Electronic funding minimum is $500 Margin or option privileges on account require a minimum of $2,000 No maintenance fees
Tenants in Common	A Tenants in Common account is one in which there are two or more account owners, with each person owning a specified percentage of the entire property. Upon the death of one of the account owners, that person's estate holds the right to their percentage of the account. Non-resident aliens are not eligible for this account type.	Cash, Cash & Margin, Cash & Option; Cash, Margin & Option	Stocks (NYSE, NASDAQ, Canadian Exchange as well as the Over the Counter and Pink Sheet Stocks) Mutual Funds Exchange Traded Funds (ETF) Bonds Options CDs Index Shares Unit Investment Trusts Real Estate Investment Trusts	Streamer, Streamer with Level II Quotes (subscription only) Quotescope Command Center Advanced Analyzer Trade Triggers SnapTicket Streaming News S&P Reports MarketEdge Daily MarketEdge Daily Plus Link to Microsoft Money or Quicken programs Gain/Loss Tracker (free to Apex clients) GainsKeeper (reduced rate to TD AMERITRADE clients)	Account minimums There is no minimum funding required to open an account Accounts funded with less than $1,000 are not eligible for any promotions Electronic funding minimum is $500 Margin or option privileges on account require a minimum of $2,000 No maintenance fees
Community Property	A Community Property account is one that is owned by two married people, in which the property was acquired during the marriage (with exceptions). Community Property is based on the theory that each spouse has equal interest in the property acquired by the efforts of either of them during the marriage. Upon divorce or death, the property is treated as belonging half to each spouse. Nine states allow Community Property accounts: Arizona, California, Idaho, Louisiana, New Mexico, Nevada, Texas, Washington and Wisconsin. Puerto Rico citizens are also allowed to open this account type. Non-resident aliens are not eligible for this account type.	Cash, Cash & Margin, Cash & Option; Cash, Margin & Option	Stocks (NYSE, NASDAQ, Canadian Exchange as well as the Over the Counter and Pink Sheet Stocks) Mutual Funds Exchange Traded Funds (ETF) Bonds Options CDs Index Shares Unit Investment Trusts Real Estate Investment Trusts	Streamer, Streamer with Level II Quotes (subscription only) Quotescope Command Center Advanced Analyzer Trade Triggers SnapTicket Streaming News S&P Reports MarketEdge Daily MarketEdge Daily Plus Link to Microsoft Money or Quicken programs Gain/Loss Tracker (free to Apex clients) GainsKeeper (reduced rate to TD AMERITRADE clients)	Account minimums There is no minimum funding required to open an account Accounts funded with less than $1,000 are not eligible for any promotions Electronic funding minimum is $500 Margin or option privileges on account require a minimum of $2,000 No maintenance fees
Tenants by the Entireties	A Tenants by the Entireties account is one that is owned by two married people. This account type is different from Community Property in that upon the death of one account holder, the other retains the right to the whole account. However, property cannot be sold to satisfy the debts of one owner. The following states allow this account type: Alaska, Arkansas, Delaware, Florida, District of Columbia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Mississippi, Missouri, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, Tennessee, Vermont, Virginia, West Virginia and Wyoming. Non-resident aliens are not eligible for this account type.	Cash, Cash & Margin, Cash & Option; Cash, Margin & Option	Stocks (NYSE, NASDAQ, Canadian Exchange as well as the Over the Counter and Pink Sheet Stocks) Mutual Funds Exchange Traded Funds (ETF) Bonds Options CDs Index Shares Unit Investment Trusts Real Estate Investment Trusts	Streamer, Streamer with Level II Quotes (subscription only) Quotescope Command Center Advanced Analyzer Trade Triggers SnapTicket Streaming News S&P Reports MarketEdge Daily MarketEdge Daily Plus Link to Microsoft Money or Quicken programs Gain/Loss Tracker (free to Apex clients) GainsKeeper (reduced rate to TD AMERITRADE clients)	Account minimums There is no minimum funding required to open an account Accounts funded with less than $1,000 are not eligible for any promotions Electronic funding minimum is $500 Margin or option privileges on account require a minimum of $2,000 No maintenance fees
Guardianship or Conservatorship	An account in which the account holder's assets—usually a minor or a person who can no longer manage his or her own property or financial matters—are managed by a guardian or conservator and in which investment decisions are made solely by the court-appointed guardian or conservator.	Cash	Stocks (NYSE, NASDAQ, Canadian Exchange as well as the Over the Counter and Pink Sheet Stocks) Mutual Funds Exchange Traded Funds (ETF) Bonds Options CDs Index Shares Unit Investment Trusts Real Estate Investment Trusts	Streamer, Streamer with Level II Quotes (subscription only) Quotescope Command Center Advanced Analyzer Trade Triggers SnapTicket Streaming News S&P Reports MarketEdge Daily MarketEdge Daily Plus Link to Microsoft Money or Quicken programs Gain/Loss Tracker (free to Apex clients) GainsKeeper (reduced rate to TD AMERITRADE clients)	Account minimums There is no minimum funding required to open an account Accounts funded with less than $1,000 are not eligible for any promotions Electronic funding minimum is $500 Margin or option privileges on account require a minimum of $2,000 No maintenance fees