Before investing in an ETF or mutual fund, be sure to carefully consider the investment objectives, risks, charges and expenses involved. To learn how to obtain a prospectus containing this and other important information, please contact a TD AMERITRADE representative at 800-669-3900. Please read the prospectus carefully before investing.

All investments involve risks including loss of principal invested. Past performance of a security does not guarantee future results or success. Testimonial may not be representative of the experience of other clients.

Market volatility, volume and system availability may delay account access and trade executions.

Access to real-time data is subject to acceptance of the exchange agreements. Professional access and fees differ. For details, see our Professional Rates & Fees.

TD AMERITRADE is not responsible for third-party information or services, including market data provided by the exchanges. TD AMERITRADE does not make recommendations, provide investment advice or determine the suitability of any security, strategy or course of action for you. Your account is self-directed and any investment decision you make is solely your responsibility. Please consider your individual financial position and goals when using this material.

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Backtesting is the evaluation of a particular trading strategy using historical data. Results presented are hypothetical, they did not actually occur and they may not take into consideration all transaction fees or taxes you would incur in an actual transaction. And just as past performance of a security does not guarantee future results, past performance of a strategy does not guarantee the strategy will be successful in the future. Results could vary significantly, and losses could result.

TD AMERITRADE is obligated to seek the best price available for your order, taking into consideration current market conditions, such as the NBBO, volume and liquidity. Execution price, speed and liquidity are affected by many factors, including market volatility, size and type of order and available market centers. TD AMERITRADE acts as agent. Orders are filled by independent third parties.

Offer valid for one new individual or Joint TD AMERITRADE account opened by December 31, 2008 and funded within 30 days with $2,000 or more. To receive $100 bonus, account must be funded with $25,000 or more within 30 days of account open date. IRA and other tax-exempt accounts are not eligible to receive the $100 cash bonus. Offer is not transferable and not valid with internal transfers, accounts using the Amerivest service, accounts managed by independent investment advisors and maintained by TD AMERITRADE Institutional, current TD AMERITRADE accounts or with other offers. Commission-free Internet equity trades will be limited to a maximum of 500. Qualified orders must execute within 30 days of account funding. Limit one offer per client. Taxes related to TD AMERITRADE offers are your responsibility. Retail values totaling $600 or more during the calendar year will be included in your consolidated Form 1099. Account must remain open with minimum funding for 9 months, or TD AMERITRADE may charge the account for the cost of the cash awarded to the account. TD AMERITRADE reserves the right to restrict or revoke this offer at any time. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.

TD AMERITRADE , Inc., member FINRA/SIPC. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. TD AMERITRADE is a trademark jointly owned by TD AMERITRADE IP Company, Inc. and The Toronto-Dominion Bank. © 2008 TD AMERITRADE IP Company, Inc. All rights reserved. Used with permission.