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1. WealthRuler does not make specific asset class or security recommendations. Users enter criteria including desired retirement age, income and planned expense information, plan end date, and current value and allocation percentages of stocks, bonds and cash. The tool classifies a user into one of five portfolio strategy/risk tolerance models. These models, combined with time horizon, determine the return and risk assumptions used in the calculations. The tool runs multiple simulations to determine the likelihood of plan success, during average and poor market conditions. Results may vary with each use and over time.
For complete details on criteria, methodology, limitations and key assumptions, please see Methodologies & Assumptions.
IMPORTANT: The projections or other information generated by WealthRuler regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results.
2. This list represents what Morningstar Associates believes to be the "best-in-class" and "top picks" funds in each category, from the universe of no-load funds with minimums less than $10,000 and open to new investors available on TD AMERITRADE's platform.
TD AMERITRADE does not make recommendations, provide investment advice or determine the suitability of any security for you.
30-Day Free Trade Offer Details
Offer valid for one new Individual or Joint TD AMERITRADE account opened by 09/30/10 and funded within 30 days of account opening with $2,000 or more. To receive $100 bonus, account must be funded with $25,000 or more within 30 days of initial minimum funding. IRA and other tax-exempt accounts are not eligible to receive the $100 cash bonus. Offer is not transferable and not valid with internal transfers, Amerivest-related accounts, TD AMERITRADE institutional accounts, current TD AMERITRADE accounts or with other offers. Commission-free internet equity trades will be limited to a maximum of 500 Internet equity trades. Qualified commission-free Internet equity orders must execute within 30 days of account funding. Limit one offer per client. Account must remain open with minimum funding required for participating in the offer for 9 months, or TD AMERITRADE may charge the account for the cost of the cash awarded to the account. TD AMERITRADE reserves the right to restrict or revoke this offer at any time. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.
401(k) Rollover Offer Details
Offer valid for individuals who open a new TD AMERITRADE account or a new Amerivest-related IRA account by 09/30/10 and meet funding requirements within 6 months of account opening. Funding/rollover of $25,000-$99,999 receives $100 cash, funding/rollover of $100,000-$249,999 receives $250 cash, funding/rollover of $250,000 or more receives $500 cash. Limit one offer per client per calendar year. Not transferable and not valid with TD AMERITRADE institutional accounts, internal transfers or with other offers. Cash awards are valid within your IRA only and non-transferable to another existing TD AMERITRADE account. TD AMERITRADE reserves the right to restrict or revoke this offer. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.
Research and planning tools are obtained by unaffiliated third-party sources deemed reliable by TD AMERITRADE. However, TD AMERITRADE does not guarantee their accuracy and completeness, and makes no warranties with respect to results to be obtained from their use.
Past performance of a security does not guarantee future results or success. Investments in a mutual fund are not FDIC-insured and may lose value.
TD AMERITRADE and Morningstar Associates, LLC are separate and unaffiliated firms. Morningstar Associates, LLC is a registered investment advisor and wholly owned subsidiary of Morningstar, Inc.
TD AMERITRADE does not provide tax advice. We suggest that you seek the advice of a tax-planning professional with regard to your personal circumstances.
Please consult a legal or tax advisor for the most recent changes to the U.S. tax code and for rollover eligibility rules. Please allow 3-5 business days for any cash deposits to post to account.
*Commissions, service and exception fees still apply. See our Rates & Fees page.
Taxes related to TD AMERITRADE offers are your responsibility. Retail values totaling $600 or more during the calendar year will be included in your consolidated Form 1099.