IRA Transfers

Save time and effort by consolidating IRAs

A rollover is a transfer of funds from one qualified retirement account to another, such as a 401(k) rollover to an IRA, or an IRA to another IRA. But why should you roll over? It's simple: keeping track of multiple retirement plans can be inefficient, complicated and costly. So, if you've changed jobs, retired, are nearing retirement — or just want greater ease and convenience when it comes to managing your financial future — rolling over one or multiple retirement accounts to a TD AMERITRADE EASY IRA is a great way to put your retirement dollars to work for you.

With a TD AMERITRADE EASY IRA, you can choose from stocks, bonds, CDs, mutual funds, ETFs and more. Plus, you'll enjoy access to online tools and calculators, investment seminars, third-party retirement planning research, portfolio guidance and other resources you won't find with the typical employer-sponsored 401(k) plan.

Confidence: Get on track quickly with a no-hassle rollover
Consolidating your retirement savings into one convenient, easy-to-monitor account is fast and hassle-free, thanks to our straightforward rollover process.

Cost savings: Take your money further with no fees
Rolling over your old 401(k) or transferring your IRA into a TD AMERITRADE EASY IRA is free and there are no setup or annual fees. Plus, you'll avoid costly cash distribution penalties and taxes if you were planning to cash out your accounts.

Consultation: Get the help you want and deserve
Let a Chartered Retirement Planning CounselorSM help you get started. Call 800-213-4583 to schedule a phone consultation.

Our counselors can:

  • Help you with the rollover process from start to finish
  • Contact your 401(k) administrator for you
  • Help you handle the paperwork
  • Discuss your retirement goals and objectives
  • Cover the benefits of a rollover

Or visit a TD AMERITRADE branch to speak with an Investment Consultant who can help you assess your financial goals.

Get started today

If you do not have a TD AMERITRADE Rollover IRA Account

  1. Open an IRA account 
  2. Select "Rollover" as the method to fund your account.
  3. Contact the plan administrator of your old retirement plan to complete and submit their paperwork.

If you already have a TD AMERITRADE Rollover IRA Account

  1. Contact the plan administrator of your old retirement plan to complete and submit their paperwork to roll your money directly into a TD AMERITRADE IRA or to mail you a check.
  2. If the plan administrator mails you a check, use the Individual Retirement Account (IRA) Deposit Slip  to deposit it into your account.
 

Tools and 401(k) rollover calculator
Plan your IRA rollover strategy with a financial calculator that helps you understand your rollover choices. Try the 401(k) rollover calculator.

Open An Account
Learn more
 
 
 
 
See Also...

  • IRA Strategies

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  • WealthRuler™

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  • Portfolio Planner

    Efficiently manage a diversified portfolio with the customization you want.

TD AMERITRADE does not provide tax advice. We suggest that you seek the advice of a tax-planning professional with regard to your personal circumstances.

Offer valid for individuals who open a new TD AMERITRADE retirement account or a new eligible TD AMERITRADE Investing Account (IRA) using the Amerivest service by 12/31/09 and meet funding requirements within 6 months of account opening. Funding/rollover of $25,000 - $99,999 receives $100, funding/rollover of $100,000 - $249,999 receives $250, funding/rollover of $250,000 or more receives $500. Limit one offer per client. Not transferable and not valid with internal transfers or with other offers. Cash awards are valid within your IRA only and non-transferable to another existing TD AMERITRADE account. Please consult a legal or tax advisor for the most recent changes to the U.S. tax code and for rollover eligibility rules. Void where prohibited. Please allow 3-5 business days for any cash deposits to post to account. Account must remain open with minimum funding for 9 months, or TD AMERITRADE may charge the account for the cash awarded to the account. TD AMERITRADE reserves the right to restrict or revoke this offer. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.

Amerivest is an investment advisory service of Amerivest Investment Management, LLC, an SEC registered investment advisor. Brokerage services are provided by TD AMERITRADE, Inc. Amerivest Investment Management, LLC and TD AMERITRADE, Inc. are both wholly owned subsidiaries of TD AMERITRADE Holding Corporation. Amerivest is a trademark of TD AMERITRADE IP Company, Inc. Amerivest provides non-discretionary and discretionary advisory services for a fee. Risks applicable to any portfolio are those associated with its underlying securities.