Retire your way with
AARP® | Investment Services from TD Ameritrade

  • Become an AARP Member
  • Questions? Call TD Ameritrade: 800.645.7830

Welcome

Invest your way

Get personalized support to help you align your investments with your investing goals.

Are you looking for a way to take control of your retirement plans? Consider AARP® | Investment Services from TD Ameritrade. Even if you already have an account elsewhere, AARP® | Investment Services from TD Ameritrade can bring a new perspective to help you get (or stay) on track. TD Ameritrade Financial Consultants will take the time to understand what matters to you, and why, before you start investing with us.

 

Plus, TD Ameritrade is offering AARP members like you access to cash awards, commission-free trades, special discounts and more. So now is a great time to take control of your finances and help set the stage for all the days to come.

 

Get started with a complimentary goal planning session today. Call TD Ameritrade at 800‑645‑7830.

Open an Account

Offer

Your offers stack up

Open and fund a qualifying account
with $3,000 or more and get:

Commission-Free trades1

Up to 300 free trades for 90 days. Then it's $6.95 for online equity trades.

Free investor education2

30 days of free access to the Income Investing course, plus access to an instructor to guide you through, from our education affiliate, Investools from TD Ameritrade Holding Corp. (Value of $525)

Free options strategies3

Enjoy a 6-month free subscription to 2 strategies from TradeWiseTM, an advisory service for investors who trade options. (Value of $240)
+

You may also qualify1 for cash, or gift cards,
when you deposit or transfer $10,000 or more:

Deposit or transfer
$10,000 - $49,999

Get $100 in cash or gift cards

Deposit or transfer
$50,000 - $99,999

Get $300 in cash or gift cards

Deposit or transfer
$100,000 - $249,999

Get $500 in cash or gift cards

Deposit or transfer
$250,000+

Get $1,000 in cash or gift cards

Plus, you can also:

  • Skip management fees4

    For AARP members who invest net new assets of over $25,000 in a Selective Portfolio, TD Ameritrade Investment Management, LLC will credit your first year of management fees back to your account.

  • Forget transfer fees1

    Get a $75 transfer fee rebate when you transfer $5,000 or more from another financial institution within 60 days of account opening.

Open an Account

Benefits

At TD Ameritrade, we've got you covered

Beyond exclusive offers, get the resources
you need to plan for tomorrow, today.

Flexible Features

Get access to brokerage accounts - including IRA accounts - with no maintenance fees or minimums, plus investment choices like bonds, CDs and mutual funds to help you build customized portfolios. Commissions, service fees and exception fees still apply.

Retirement Planning Checklists

Get some tips, considerations, and added direction, compiled for AARP members, as you pursue your retirement plans. Download the checklist that's right for you based on your current life stage: PDF Nearing Retirement >PDF Living In Retirement >

Affordable Solutions

Low-cost investment choices including access to over 100 commission-free ETFs5 and a variety of no-transaction-fee mutual funds6.

Tools & Calculators

Our Retirement Calculator can help you determine if your strategy is on track for your goals, while investment screeners can help you narrow your fund choices.

Helpful Guidance

Discover managed portfolios that were designed to help reduce investment guesswork, along with product specialists and service team members who can answer questions along the way.

Free Education

From novice to guru, education at your pace with access to online courses, videos and playlists across a range of investment topics.

In the 2017 Barron’s Online Broker Review, TD Ameritrade was voted #1 for Long Term Investing, Novices, and Usability. TD Ameritrade was also voted among the best for Mobile and Investor Education.

Guidance

Investment guidance that starts with you

We know that your retirement goals are as unique as you are.

That's why at TD Ameritrade, we offer investment guidance that isn't one size fits all. We'll take the time to listen first, then help. Once we get to know you, we can connect you with the appropriate products and services to help you pursue your goals.

 

Prefer more control over your investments?

Use our range of investment products and tools to build and manage your portfolio on your own.

 

Want more guidance and support?

Get a managed portfolio recommendation to fit your goals. TD Ameritrade Investment Management, LLC offers a suite of managed portfolios and ongoing support to help keep you on track towards pursuing your retirement goals. From automated investing to professional portfolio management, this advisory service is designed to help you manage your money and be as involved as you want to be.

 

Head down the path towards your retirement goals today with a complimentary goal planning session. Call TD Ameritrade at 800‑645‑7830.

TD Ameritrade was ranked #1 Overall Broker in StockBrokers.com 2017 Online Broker Review.

Get Started

Open an account today

It's fast and easy with TD Ameritrade

Your time is valuable, so opening an account can take as little as 15 minutes online—plus, there are many ways to fund a new account.

 

Open an Account

Call TD Ameritrade at 800-645-7830

Have a TD Ameritrade representative call you

AARP member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions. Please contact the provider directly for details. TD Ameritrade, Inc. and AARP are separate, unaffiliated companies and are not responsible for one another's services and policies.

Carefully consider the investment objectives, risks, charges, and expenses of a mutual fund or ETF before investing. A prospectus, obtained by calling 800-301-6417, contains this and other important information about an investment company. Read carefully before investing.

1Offer valid for one new Individual, Joint or IRA TD Ameritrade account opened by 12/31/2017 and funded within 60 days of account opening with $3,000 or more. To receive $100 bonus, account must be funded with $10,000 or more within 60 days of account opening. To receive $300 bonus, account must be funded with $50,000 or more within 60 days of account opening. To receive $500 bonus, account must be funded with $100,000 or more within 60 days of account opening. To receive $1,000 bonus, account must be funded with $250,000 or more within 60 days of account opening. Transfer fee rebate of $75 requires $5,000 transfer from another brokerage company within 60 days of account opening. Upon qualification, Individual, Joint, and Trust accounts will receive a confirmation email within 3-5 days with instructions for ordering from pre-selected gift cards or cash. IRA's are not eligible for gift cards. Cash for those account types will be automatically credited to the qualifying account. Offer is not valid on tax-exempt trusts, 401k accounts, Keogh plans, Profit Sharing Plan, Money Purchase Plan, or other QRPs. Offer is not transferable and not valid with internal transfers, TD Ameritrade Institutional accounts, current TD Ameritrade accounts or with other offers. Qualified commission-free Internet equity, ETF or options orders will be limited to a maximum of 300 and must execute within 90 calendar days of account funding. Contract, exercise, and assignment fees still apply. Limit one offer per client per account type. Account value of the qualifying account must remain equal to, or greater than, the value after the net deposit was made (minus any losses due to trading or market volatility or margin debit balances) for 12 months, or TD Ameritrade may charge the account for the cost of the offer at its sole discretion. TD Ameritrade reserves the right to restrict or revoke this offer at any time. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Please allow 3-5 business days for any cash deposits to post to account. Taxes related to TD Ameritrade offers are your responsibility. Retail values totaling $600 or more during the calendar year will be included in your consolidated Form 1099. Please consult a legal or tax advisor for the most recent changes to the U.S. tax code and for rollover eligibility rules (Offer Code: 280).

2With a qualifying deposit of $3,000 or more, receive 30-days free of access to the Investools® Income Investing course. This access includes one-to-one coaching, online coaching, online and in-person workshops, the Investor Toolbox®, and the Investools Community. Allow 5-7 business days from the qualifying deposit to receive an email from Investools with the details of the offer.

TD Ameritrade, Inc. and Investools® are separate but affiliated companies and are not responsible for one another's services and policies. Investools® does not provide financial advice and is not in the business of transacting trades.

3With a qualifying deposit of $3,000 or more, you will receive 2 free options strategy subscriptions from TradeWiseTM for 6 months. Allow 5-7 business days from the qualifying deposit to receive an email with instructions to redeem your 2 free strategy subscriptions from TradeWiseTM. When the 6 months have passed, keep the service for just $20 per strategy per month. If you do not cancel, you will be charged $20 per strategy per month. For more information about TradeWise Advisors, Inc., please see the Disclosure Brochure (ADV Part 2A). Limit one TradeWiseTM registration per account.

TradeWise Advisors, Inc., and TD Ameritrade, Inc. are separate but affiliated firms. Advisory services are provided exclusively by TradeWise Advisors, Inc. A subscription to TradeWise Advisors will include a monthly fee. Please contact TradeWiseTM at 877-733-6786 for more information, including eligibility requirements and review the ADV 2 at www.tradewise.com. TradeWise strategies are not intended for use in IRAs, may not be suitable or appropriate for IRA clients, and should not be relied upon in making the decision to buy or sell a security, or pursue a particular investment strategy in an IRA.

4Before investing carefully consider the underlying funds’ objectives, risks, charges, and expenses. For a prospectus containing this and other important information about each fund, contact us at 888-310-7921. Please read the prospectus carefully before investing.

Advisory services are provided by TD Ameritrade Investment Management, LLC ("TD Ameritrade Investment Management"), a registered investment advisor. Brokerage services provided by TD Ameritrade, Inc. TD Ameritrade Investment Management provides discretionary advisory services for a fee. Risks applicable to any portfolio are those associated with its underlying securities. For more information, please see the Disclosure Brochure (ADV Part 2).

Accounts may be eligible for a one-year fee waiver on a Selective Portfolio. Ask your Financial Consultant or call 800-301-6417 to learn more. TD Ameritrade Investment Management, LLC will assess an annual advisory fee based on the value of assets in your TD Ameritrade Investing Account. The fee will be assessed at the beginning of each quarter in advance for that quarter and will be prorated for accounts opened and closed during that quarter. TD Ameritrade, Inc. will not charge commissions for eligible securities trades placed in your TD Ameritrade Investing Account. All fees are subject to change. In connection with the fee waiver, your account will be billed the standard advisory fee on a quarterly basis and then you will receive a credit amount to offset the billed fee. The waiver will be for four quarterly billing cycles from the date the account is opened. Thereafter, the standard advisory fee will apply.

TD Ameritrade Investment Management, LLC will assess an annual advisory fee based on the value of assets in your TD Ameritrade Investing Account. The fee will be assessed at the beginning of each quarter in advance for that quarter and will be prorated for accounts opened and closed during that quarter. TD Ameritrade, Inc. will not charge commissions for eligible securities trades placed in your TD Ameritrade Investing Account. All fees are subject to change.

The Selective Core Mutual Fund Portfolios, Supplemental Income Portfolios, and the Managed Risk Portfolio net advisory fee equals the gross advisory fee minus a Fee Credit amount of 0.35%. The purpose of the credit amount is to reduce your annual advisory fee by at least (but typically in excess of) the amount of (i) 12b-1 and other service-related fees (collectively "service-related fees") received from the underlying mutual funds by TD Ameritrade, Inc. or its affiliates as a result of servicing the mutual funds used in the Selective Portfolios and (ii) any share class expense differentials between the classes used and the lowest cost available share classes. See the Disclosure Brochure for additional information.

The minimum initial investment is $25,000 (minimum investment amount for corporate/business accounts is $100,000). If the market value of your account falls below the minimum due to your withdrawal of assets from the account, TD Ameritrade Investment Management may require you to deposit additional money to bring the account up to the required minimum. TD Ameritrade Investment Management reserves the right to discontinue its advisory relationship with you and transfer the securities to a like-titled brokerage account with TD Ameritrade. See the Disclosure Brochure (ADV Part 2) for additional information.

Neither TD Ameritrade Investment Management nor TD Ameritrade is acting as your advisor in connection with any information conveyed and neither firm takes responsibility for your use of such information prior to you becoming a TD Ameritrade Investment Management client.

5To trade commission-free ETFs, you must be enrolled in the program. If you sell an eligible ETF within 30 days of it being purchased commission-free, a short-term trading fee will apply. ETFs can entail risks similar to direct stock ownership, including market, sector, or industry risks. Some ETFs may involve international risk, currency risk, commodity risk, and interest rate risk. Trading prices may not reflect the net asset value of the underlying securities. Commission fees typically apply.

6No-transaction-fee (NTF) mutual funds are no-load mutual funds for which TD Ameritrade does not charge a transaction fee. NTFs, as well as other funds, have other continuing fees and expenses described in the fund's prospectus. TD Ameritrade receives remuneration from fund companies for record-keeping, shareholder, and other administrative services. The amount of remuneration is based in part on the amount of investments in such funds by TD Ameritrade clients.

7TD Ameritrade was evaluated against 15 others in the 2017 Barron’s Online Broker Review, March 18, 2017. The firm was ranked 1st in the categories “Best for Long-Term Investing” “Best for Novices” and “Usability.” TD Ameritrade was also awarded the highest star ratings (4.5) in “Best for Options Traders” (shared with 2 others) and (4.5) in “Best for Investor Education” (shared with 2 others). Also received 4 stars in “Best for Frequent Traders”. Star ratings are out of a possible 5. Barron’s is a trademark of Dow Jones. L.P. All rights reserved.

Reviewed against 15 other online brokers in the StockBrokers.com Online Broker Review 2017, TD Ameritrade was ranked #1 overall. We also rated #1 in several categories, including “Offering of Investments,” “Platform & Tools,” “Customer Service” “Education” “New Investors,” and “Mobile Trading.” And we received Industry Awards from StockBrokers.com for #1 New Tool (thinkorswim earnings analysis), #1 Phone Support, #1 Smartphone App (TD Ameritrade Mobile Trader), #1 Desktop Platform (thinkorswim), and #1 Trader Community. In addition, Essential Portfolios, from TD Ameritrade Investment Management, LLC, received a StockBrokers.com award for #1 Goal Tracker. Read the full article.

TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank.
© 2017 TD Ameritrade