Emerging from Divorce

Emerging from Divorce

Protect and Rebuild Your Financial Future Post Divorce

Key Factors to Keep in Mind: 1. Avoid debt.
2. Establish or build your personal credit history.
3. Plan for your retirement.
4. Prepare financially for re-marriage if that is your plan.

Consider setting up a spending and savings budget. Make sure you are in a positive cash flow position now and in the future, and be sure to include saving money for emergencies and retirement as part of your spending plan.

“There are hills and valleys, ups and downs. I'm not going to tell you that it's going to be any easier but I can tell you what's really important here. We're talking life events, death–could be divorce, what do you want to do 1–3 years from now? It's OK if you don't know, that's your homework. Know that there's someone here for you. You can pick up the phone and get the answers, so that you don't have to waste time and get frustrated. Being able to speak to someone is what matters.” - Bryan Sawyer, TD Ameritrade Investment Consultant

TIP: Evaluate Expenses and Income


By looking at your monthly, non-monthly, emergency savings, retirement savings, alimony, maintenance, anticipated major expenses (car, home repair, medical/dental), in the context of your income (after tax income, alimony, maintenance, investment based income), you will have a clearer picture of your financial life and this will help set you on a solid footing for the new future in front of you.

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