More choices means more potential opportunities
Typically at the heart of every portfolio, stocks may provide a portion of ownership in a company. There are two main types of stocks: common and preferred. Common stocks may provide the owner with dividends as well as voting rights at shareholder meetings. Preferred stocks do not usually include voting rights, but make up for this by offering a higher claim on assets and earnings.
Stocks offer a way to diversify your investment strategy based on the businesses and sectors you choose to invest in. To help you build a sound investment strategy utilizing stocks, we offer a number of powerful tools and platforms to make researching and trading convenient.
Bonds & CDs
Diversification is about attempting to reduce overall portfolio risk, while optimizing returns for a given risk level, by combining multiple assets. Asset allocation looks to structure a portfolio with asset classes that don't all behave the same. By investing in bonds and CDs with TD Ameritrade you open the potential for both. Offering typically lower risk exposure than equities and improved tax efficiency, bonds and CDs s give you a number of options including a three month to five year maturity range for CDs, and varying grade, type, and maturity date for bonds.
Additionally, we make finding suitable bonds and CDs easier with tools like Bond Wizard and our CD Center, which let you research and analyze the potential of any interesting opportunity.
Mutual funds consist of funds collected from many investors that are pooled together for the purpose of investing in stocks, bonds, money market instruments and similar assets. Operated by money managers, these funds provide broad diversification and cover a range of investment objectives, philosophies, asset classes, and risk exposure. The investment objective of any given mutual fund is stated in its prospectus and should be reflected by the portfolio’s structure.
With over 13,000 choices from leading fund families, we offer you one of the largest selections of mutual funds, including a broad range of no-transaction-fee (NTF) funds, to help you round out your portfolio. And with TD Ameritrade, you'll get access to tools, like mutual fund screeners and research from the Premier List powered by Morningstar Research Services.
ETFs are often compared to mutual funds. ETFs are similar because they are a "basket" of investments. But they trade more like stocks. It's important to note that, although ETFs may help you to diversify your portfolio with a basket of holdings, not all ETFs provide diversification—it just depends on the individual holdings and risk involved with each one. When you invest in ETFs with us, you’ll gain access to an extensive list of commission-free ETFs, from leading providers with CFRA research and ratings. You'll also get access to our industry-leading trading platforms, a variety of ETF research, screeners, and more.
An options contract is a right to buy (call option) or sell (put) at an agreed-upon price (strike) during a specified period of time. For those looking to jump into this market, our platforms offer features optimal for options traders. Our TradeArchitect platform gives you access to price graphs and S&P covered call research, while our thinkorswim platform allows you to trade complex, multi-legged options.
Including assets such as physical commodities or financial instruments, futures trading involves speculating on the price movement of these assets within a predetermined future date and price. To help you get a handle on this market we offer a number of educational resources, including videos and webcasts, allowing you to increase your knowledge before jumping in.
When you're ready, our trading platforms thinkorswim and TD Ameritrade Mobile Trader are ready to give you the upper hand; offering professional level tools, in-depth information, anywhere access, and professional support.
The foreign exchange market, or forex, is where speculators from around the world trade currencies to determine their relative values. In this market, currencies are traded in pairs, which means you are buying and selling a currency at the same time. When you make a trade, you are speculating that one of the two currencies will increase in value, compared to the other. With TD Ameritrade, you have access to over 70 currency pairs to trade.
Since it's a global market you can trade almost 24 hours a day, six days a week. With platforms like thinkorswim and TD Ameritrade Mobile Trader, you'll have all the tools and information you need, when you need it. Additionally, with our onDemand and paperMoney® tools, you'll be able to ease into forex trading by testing your skills with paper trades before using your own capital.
Preparation for a comfortable future is one of the most common reasons for investing. Creating a nest egg you can retire on takes time and patience, but it also takes research and maintenance. By using TD Ameritrade to organize and manage your portfolio, you’ll have access to a variety of resources that help make retirement planning simple.
And no matter which plan you choose traditional or Roth IRA we offer knowledgeable guidance and advanced tools to help you plan, monitor, and adjust your portfolio as you get closer to retirement.
Seeking higher education for yourself or family members is one of the most important investments you can make. When it comes to planning and investing for education, there are a variety of ways to pursue your goal. These include Coverdell and Custodial accounts, but the most common choice is a 529 plan.
Through 529 plans, you can make investments for the purpose of accumulating wealth to pay for education. The investment choices available depend on the individual plan, and each state creates its own plan that any U.S. citizen can select (provided they meet any existing residency requirements).