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Get in touch Call or visit a branch

Call us: 800-454-9272

175+ Branches Nationwide

Electronic Funding & Transfers

Fund your account and get started trading in as little as 5 minutes

We offer a variety of ways to fund your TD Ameritrade account so that you can quickly start trading. Whether depositing money, rolling over your old 401k, or transferring money from another brokerage firm, discover the method that's right for you and get started today.

How to fund

Choose how you would like to fund your TD Ameritrade account. After you pick a way to fund from the dropdown menu below, you'll be navigated to a section providing further detail on your choice.

Electronic bank transfer (ACH)

Make a deposit into a TD Ameritrade account from your bank account. This is how most people fund their accounts because it's fast and free.

Wire Transfer

Transfer funds from your bank or other financial institution to your TD Ameritrade account using a wire transfer.

Deposit via mobile

Take a picture of your check and send it to TD Ameritrade via our mobile app.

Mail in your check

Mail in your check to TD Ameritrade. If your check is more than $10,000, you must mail it in.

401(k): the money is still in my former employer’s plan

If you have money in your former employer's account, you can roll it over into a TD Ameritrade IRA.

I have a check made payable to me

If you already have a check from either your previous 401k or IRA and you've already opened an IRA with TD Ameritrade, first deposit it into your personal bank account, then transfer the money into your TD Ameritrade account.

IRA: I’m transferring assets from another IRA

Fill out an External Transfer Form or call us and we'll help you move your assets into a TD Ameritrade IRA.

Account Transfer from Another Firm

Get started online and we'll move your assets from your previous investment firm to TD Ameritrade.

Ways to fund

These are the 5 primary ways to fund your TD Ameritrade account.

Electronic Bank Deposit (ACH)

Electronically transfer money from your bank account to your TD Ameritrade account

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Most popular funding method

Standard completion time: 5 mins

Deposit limits: $50 - $250,000

How to start: Set up online

Wire Transfer

Fund your TD Ameritrade account quickly with a wire transfer from your bank or other financial institution.

Standard completion time: 1 business day

Deposit limits: No limit

How to start: Contact your bank

Check

Simply send a check for deposit into your new or existing TD Ameritrade account.

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Mobile-friendly

Standard completion time: 1-3 business days

Deposit limits: No limit

How to start: Use mobile app or mail in

Account Transfer from Another Firm

Transfer stocks, options, ETFs and other assets into your TD Ameritrade account from another firm.

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Retirement rollover ready

Standard completion time: About a week

Deposit limits: No limit

How to start: Set up online

Physical Stock Certificates

Swiftly deposit physical stock certificates in your name into an individual TD Ameritrade account.

Standard completion time: 1 business day

Deposit limits: No limit

How to start: Mail in

Let's get started together

If you'd like us to walk you through the funding process

Call us at 800-454-9272

Get in touch Call or visit a branch

Call us: 800-454-9272

175+ Branches Nationwide

Check the background of TD Ameritrade on FINRA's BrokerCheck