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Electronic Funding & Transfers
Fund your account and get started trading in as little as 5 minutes
We offer a variety of ways to fund your TD Ameritrade account so that you can quickly start trading. Whether depositing money, rolling over your old 401k, or transferring money from another brokerage firm, discover the method that's right for you and get started today.
How to fund
Choose how you would like to fund your TD Ameritrade account. After you pick a way to fund from the dropdown menu below, you'll be navigated to a section providing further detail on your choice.
Electronic bank transfer (ACH)
Make a deposit into a TD Ameritrade account from your bank account. This is how most people fund their accounts because it's fast and free.
Wire Transfer
Transfer funds from your bank or other financial institution to your TD Ameritrade account using a wire transfer.
Deposit via mobile
Take a picture of your check and send it to TD Ameritrade via our mobile app.
Mail in your check
Mail in your check to TD Ameritrade. If your check is more than $10,000, you must mail it in.
401(k): the money is still in my former employer’s plan
If you have money in your former employer's account, you can roll it over into a TD Ameritrade IRA.
I have a check made payable to me
If you already have a check from either your previous 401k or IRA and you've already opened an IRA with TD Ameritrade, first deposit it into your personal bank account, then transfer the money into your TD Ameritrade account.
IRA: I’m transferring assets from another IRA
Fill out an External Transfer Form or call us and we'll help you move your assets into a TD Ameritrade IRA.
Account Transfer from Another Firm
Get started online and we'll move your assets from your previous investment firm to TD Ameritrade.
Ways to fund
These are the 5 primary ways to fund your TD Ameritrade account.
Electronic Bank Deposit (ACH)
Electronically transfer money from your bank account to your TD Ameritrade account
Most popular funding method
Standard completion time: 5 mins
Deposit limits: $50 - $250,000
How to start: Set up online
Wire Transfer
Fund your TD Ameritrade account quickly with a wire transfer from your bank or other financial institution.
Standard completion time: 1 business day
Deposit limits: No limit
How to start: Contact your bank
Check
Simply send a check for deposit into your new or existing TD Ameritrade account.
Mobile-friendly
Standard completion time: 1-3 business days
Deposit limits: No limit
How to start: Use mobile app or mail in
Account Transfer from Another Firm
Transfer stocks, options, ETFs and other assets into your TD Ameritrade account from another firm.
Retirement rollover ready
Standard completion time: About a week
Deposit limits: No limit
How to start: Set up online
Physical Stock Certificates
Swiftly deposit physical stock certificates in your name into an individual TD Ameritrade account.
Standard completion time: 1 business day
Deposit limits: No limit
How to start: Mail in