Before investing in an Amerivest portfolio, be sure to carefully consider the underlying funds’ objectives, risks, charges, and expenses. For a prospectus containing this and other important information about each fund, contact an Amerivest Specialist at 888-310-7921. Please read the prospectus carefully before investing.
Steady income/returns will vary and all investments involve risk, including loss of income payments and loss of principal. Past performance does not guarantee future results. There is no assurance that the investment process will consistently lead to successful investing. Asset allocation and diversification do not eliminate the risk of experiencing investment losses.
Mutual funds are subject to market, exchange rate, political, credit, interest rate and prepayment risks, which vary depending on the type of mutual fund.
ETFs can entail risks similar to direct stock ownership, including market, sector, or industry risks. Some ETFs may involve international risk, currency risk, commodity risk, and interest rate risk. Trading prices may not reflect the net asset value of the underlying securities.
Amerivest Supplemental Income portfolios offer investment strategies designed to provide both income and total returns while limiting your exposure to volatility with a capital preservation strategy. Both the Conservative and Moderate portfolios are not cash, cash alternatives, or money market funds and should not be viewed as such. Both portfolios hold equity and bond mutual funds that have risks inherent to investing in these securities, including market and credit risk, and possible loss of value.
Amerivest Portfolios is an investment advisory service of Amerivest Investment Management, LLC (Amerivest), a registered investment advisor. Brokerage services provided by TD Ameritrade, Inc. Amerivest Investment Management, LLC and TD Ameritrade, Inc. are both wholly owned subsidiaries of TD Ameritrade Holding Corporation. Amerivest is a trademark of TD Ameritrade IP Company, Inc. Amerivest provides nondiscretionary and discretionary advisory services for a fee. Risks applicable to any portfolio are those associated with its underlying securities. For more information, please see the Amerivest Disclosure Brochure.
Morningstar Associates, LLC ("Morningstar Associates") is a registered investment advisor and wholly owned subsidiary of Morningstar, Inc. Morningstar Associates provides consulting services to Amerivest Investment Management, LLC ("Amerivest"), but is not acting in the capacity of advisor to individual investors. Morningstar Associates provides recommendations to Amerivest regarding asset allocation targets and selection of securities appropriate for the Amerivest Portfolios; however, Amerivest retains the discretion to accept, modify or reject Morningstar Associates' recommendations. Morningstar Associates selects securities for the Amerivest Portfolios from the universe of investments made available through TD Ameritrade. Asset Allocation target allocations are subject to change without notice. Morningstar Associates establishes the allocations using its proprietary asset classifications. If alternative classification methods are used, the allocations may not meet the asset allocation targets. The Morningstar name and logo are registered marks of Morningstar, Inc. Morningstar Associates is not affiliated with Amerivest or TD Ameritrade.
Amerivest Investment Management, LLC, will assess an annual advisory fee based on the value of assets in your TD Ameritrade Investing Account. The fee for all Amerivest clients will be assessed at the beginning of each quarter in advance for that quarter and will be prorated for accounts opened and closed during that quarter. TD Ameritrade, Inc. will not charge commissions for eligible securities trades placed in your TD Ameritrade Investing Account. All fees are subject to change.
Amerivest has modified the advisory fee schedule effective January 1, 2013 for new TD Ameritrade Investing Accounts using the Amerivest Core Mutual Fund and Exchange Traded Fund Portfolio Services. For accounts using the Amerivest Core Mutual Fund and Exchange Traded Fund Portfolio Services opened and funded prior to January 1, 2013, the accounts existing fee schedule will remain in effect.
With Amerivest Core Mutual Fund Portfolios, the first $250,000 in account value will have an annual net advisory fee of 1.00%. The next $250,000 (or portion thereof) in account value will have an annual net advisory fee of 0.70%. The annual net advisory fee for all additional assets in the account above $500,000 will be 0.55%. The annual net advisory fee for account values less than $20,000 will be the lesser of $180 or 2.95%. With Amerivest Supplemental Income Portfolios, the first $100,000 in account value will have an annual net advisory fee of 0.75%. The next $150,000 (or portion thereof) in account value will have an annual net advisory fee of 0.60%. The next $250,000 (or portion thereof) will have an annual net advisory fee of 0.45%. The annual net advisory fee for all additional assets in the account above $500,000 will be 0.30%. The Amerivest Core Mutual Fund Portfolios and Amerivest Supplemental Income Portfolios net advisory fee equals the gross advisory fee minus a Fee Credit amount of 0.35%. The purpose of the credit amount is to reduce your annual advisory fee by at least (but typically in excess of) the amount of (i) 12b-1 and other service–related fees (collectively “service–related fees”) received from the underlying mutual funds by TD Ameritrade as a result of servicing the mutual funds used in the Amerivest Portfolios, and (ii) any share class expense differentials between the classes used and the lowest cost available share classes. See the Amerivest Disclosure Brochure for additional information. With Amerivest Core Exchange Traded Fund Portfolios, the annual fee for the first $250,000 in account value will be 1.00%. The annual fee for the next $250,000 (or portion thereof) in account value will be 0.70%. The annual fee for all additional assets in the account above $500,000 will be 0.55%. The annual fee for account values less than $20,000 will be the lesser of $180 or 2.95%. With Amerivest Opportunistic Portfolios, the annual fee for the first $250,000 in account value will be 1.25%. The annual fee for the next $250,000 (or portion thereof) in account value will be 0.95%.The annual fee for all additional assets in the account above $500,000 will be 0.80%. The annual fee for account values less than $20,000 will be the lesser of $180 or 2.95%.
The minimum initial investment is $25,000 (minimum investment amount for corporate/business accounts is $100,000). If the market value of your account falls below the minimum due to your withdrawal of assets from the account, Amerivest may require you to deposit additional money to bring the account up to the required minimum. Amerivest reserves the right to discontinue its advisory relationship with you and transfer the securities to a like-titled brokerage account with TD Ameritrade. For more information, please see the Amerivest Disclosure Brochure.
Neither Amerivest nor TD Ameritrade is acting as your advisor in connection with any information conveyed in this set of pages and neither firm takes responsibility for your use of such information prior to you becoming an Amerivest client.
WealthRuler does not make specific asset class or security recommendations. Users enter criteria including desired retirement age, income and planned expense information, plan end date, and current value and allocation percentages of stocks, bonds and cash. The tool classifies a user into one of five portfolio strategy/risk tolerance models. These models, combined with time horizon, determine the return and risk assumptions used in the calculations. The tool runs multiple simulations to determine the likelihood of plan success, during average and poor market conditions. Results may vary with each use and over time. For complete details on criteria, methodology, limitations and key assumptions, please see Methodologies & Assumptions.
IMPORTANT: The projections or other information generated by WealthRuler regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results.
TD Ameritrade, Inc., member FINRA/ SIPC/ NFA. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. © 2014 TD Ameritrade IP Company, Inc. All rights reserved. Used with permission.