TD Ameritrade

Our thoughts are with those impacted by the California Wildfires

If you need help, or to find out whether your local branch is open, please call us anytime at 800-669-3900. If you’d like to lend a hand, please donate to the American Red Cross at our TD Ameritrade Disaster Relief Donation site.

Get in touch

Call, email 24/7 or visit a branch

  • Call us: 800-454-9272
  • Email us

Trade commission–free for 60 days

+ get up to $600*

See details

Cash Management

Use cash management accounts to manage, move, and use your money easily

Flexible cash management provides you the freedom to access, spend, and manage your money the way you want - with a debit card and free ATM withdrawals, free check writing, and free online bill pay**. Manage your cash better with Online Cash Services from TD Ameritrade.

Avoid unnecessary charges and fees

  • No monthly maintenance fees
  • Unlimited check writing and free standard 100 re-orders
  • Free online bill pay
  • Avoid ATM fees - you get reimbursed for any ATM charges nationwide 

Get on with your day fast and free with online cash services

Paying bills, making purchases, and moving funds around is just a part of life. But that doesn't mean it should be hard or take up your whole day. With Online Cash Services, you can quickly and easily: 

  • Set up free recurring bill payments - and save time with online bill pay
  • Enjoy added convenience with Apple Pay on your Visa® debit card issued by TD Bank USA, N.A.
  • Easily move money between TD Ameritrade accounts
  • Securely deposit checks using the TD Ameritrade Mobile app on your smarthphone or tablet 

Easily manage your cash from one account

Why settle for multiple bank accounts when you can have the flexibility to trade, invest, spend and pay bills from one TD Ameritrade account. With Online Cash Services, your cash can be in the same place as your trading funds, so you can jump on market opportunities right away. Plus, you can move money between accounts and pay bills, quickly and easily.

More cash features

  • Additional FDIC Protection - Money in an Insured Deposit Account (IDA) can be deposited into two banks allowing you to obtain up to twice the standard FDIC coverage
  • Earn interest - Put your cash to work. Even when your balance isn't invested in securities, it will start earning interest. See interest rates. 
  • Personalized help - Speak to one of our online Cash Services Specialists 24/7 at 800-454-9272 to setup your account, activate features, or make a transfer. 

TD Ameritrade client rewards card

Turn the money you spend every day into the money you could invest for the future - apply for the TD Ameritrade Client Rewards Card. With an exclusive 10% bonus when you redeem your rewards into an eligible TD Ameritrade account, it's a credit card designed with your needs in mind. Plus when you spend $500 on purchases within the first 90 days of credit card account opening, you'll earn a $100 cash bonus.***

Rewards that fit your needs

  • 1.5% in rewards on all eligible purchases - no caps, no limits†***
  • 10% bonus when you redeem your rewards for cash back into an eligible TD Ameritrade account***
  • No annual fee***
  • $100 cash bonus when you spend $500 on purchases within the first 90 days of credit card opening
  • 600+ flexible reward choices including cash, merchandise, gift cards, and statement credits that can be redeemed however and whenever you want
  • Built-in microchip to help protect against fraud
  • Access to live, 24/7 customer service from TD Bank, the card issuer 

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