Get in touch Call or visit a branch

Call us: 800-454-9272

175+ Branches Nationwide

Cash Solutions

Cash solutions that work for you

Illustration of laptop and cash
Illustration of laptop and cash

Maintain your investment goals and have the quick and easy access you need to manage your everyday expenses with cash solutions. Whether you prefer to have transactional cash for everyday bills and market adjustments, or potentially earn a higher yield on your cash while preserving your principal, we have the solution to fit your needs.

Find the right solution for you

Investment Cash

Transactional Cash

Strategy

Investment Cash

If you are seeking a potentially higher yield on your cash, while still preserving principal and keeping funds within easy access

Transactional Cash

Cash immediately available to purchase securities, pay bills, or make withdrawals

Available options

Investment Cash

Purchased Money Market Funds: 

- Charles Schwab

Additional information

Transactional Cash

Uninvested cash in brokerage and retirement accounts:

- Insured Deposit Account which is FDIC-insured up to $500k 
- TD Ameritrade Cash which is eligible for SIPC coverage up to $250k 

Additional information

Rates

Investment Cash

0.01% - 0.03%1

Available funds

Transactional Cash

Benefits

Investment Cash

- No transaction fee
- No short-term redemption fee
- Initial investment starting at $1 
- SIPC insured 
- Funds settle next business day
- No minimum balance or monthly fees 

Transactional Cash

- ATM access, with ATM-fee rebates nationwide
- Unlimited check writing 
- Free online bill pay 
- Debit card with Apple Pay 
- Mobile check deposit 

See all cash services

Accessibility

Investment Cash

Next-day access to funds, if sold before 4 p.m. ET

Transactional Cash

Immediate access to funds to purchase securities, pay bills, or withdraw

1Rates as of 10/29/21

Get in touch Call or visit a branch

Call us: 800-454-9272

175+ Branches Nationwide

Check the background of TD Ameritrade on FINRA's BrokerCheck