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Margin Trading

Increase your buying power with margin trading†

Margin trading graph
Margin trading graph

Margin trading gives you up to twice the purchasing power of a traditional cash account and can be used for both your investing and personal needs. Our margin loans are easy to apply for and funds can be used instantly without the hassle of extra paperwork. Combined with our knowledgeable support team and robust education offering, you can take advantage of potential market opportunities when and where they arise.

Four reasons to choose TD Ameritrade for margin trading


  • Investment products

    Extensive product access

    Margin trading is available across all of our platforms, and qualified clients can trade with unsettled funds in margin IRAs.

  • Graduation cap

    Comprehensive education

    Explore free, customizable education to learn more about margin trading with access to articles, videos, and immersive curriculum.

  • Headset

    24/7 support

    Our trade desk team of experienced traders can assist with all your margin questions 24/7 at 866-839-1100.

  • Price tag

    Straightforward pricing

    Know what you’re paying with straightforward pricing and no hidden fees

The benefits of a margin trading account

  • scale
    Leverage assets to increase your buying power
  • money
    Access funds without liquidating your current assets
  • cash
    Get a line of credit with potential payment flexibility
  • diversify portfolio
    Diversify your portfolio and market exposure
  • graph
    Increase your ability to short sell and profit from stock declines
  • Investment products
    Qualified traders can trade options and futures in margin IRA's and are able to trade funds immediately when they close a position

The risks of margin trading

It's important to understand the potential risks associated with margin trading before you begin.

  • Greater potential risk of loss from increased leverage
  • Additional costs from margin interest charges
  • Potential margin calls or liquidation of securities**

**Important information about margin calls: The firm can force the sale of securities or other assets in your account(s). The firm can also sell your securities or other assets without contacting you. You are not entitled to a time extension while in a margin call.

 


How margin trading works

Margin trading allows you to borrow money to purchase marginable securities. When combined with proper risk and money management, trading on margin puts you in a better position to take advantage of market opportunities and investment strategies.

Example of trading on margin

See the potential gains and losses associated with margin trading. For an in-depth understanding, download the Margin Handbook.

Margin trading graph

Getting started with margin trading

1. Open a TD Ameritrade account

2. Make sure the “Actively trade stocks, ETFs, options, futures or forex” button is selected

3. Fund your account with at least $2,000 in cash or marginable securities

4. Keep a minimum of 30% of your total account value as equity at all times

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Check the background of TD Ameritrade on FINRA's BrokerCheck