If you're looking for innovative technology, tailored education, expanded product offerings, and even flexible small business solutions, you've come to the right place. TD Ameritrade has just what you need to confidently navigate the market, pursue your financial goals, and invest for retirement—smarter than you have before.Open my account
Listen first, then help. That's our guidance philosophy. Our Financial Consultants take the time to get to know you so that they fully understand what's important to you and why. By combining what they know about you with their product and service knowledge, they'll be able to help you find an investing solution that aligns with your goals.
Planning for tomorrow starts by setting financial goals today. Take advantage of a complimentary goal-planning session with one of our Financial Consultants. Together, we'll build an approach that's designed to help you succeed.
Schedule your goal-planning session to take place either in person or by phone, and gather some relevant information about your investment objectives and strategies.
Meet with a Financial Consultant to develop an outlook for your future based on a variety of factors, including your desired retirement age, assets, net worth, and how you want to spend your time—and money.
Determine how likely you are to achieve your financial goals and go over some hypothetical situations that may influence your plan.
End the session with a plan in hand and the confidence you need to know you're on the right track.
Access a variety of small business retirement plans that offer tax-advantaged ways to save for retirement—from higher contribution limits to no maintenance fees—for the self‑employed, entrepreneurs, sole proprietors, and their employees. Some of the plans offered include a Simplified Employee Pension (SEP) IRA and a Savings Incentive Match Plan for Employees (SIMPLE) IRA. And all our accounts give you access to education, tools, and resources to help you take control of your retirement strategy.
A SEP IRA is a plan completely funded by the employer with tax‑deductible contributions for employers and tax‑deferred growth for employees. Overall, this plan is easy to set up and maintain, it offers tax advantages, and flexible funding options make it a good choice for businesses with varying profits.
A SIMPLE IRA plan is intended for businesses with steady profits. Both the employer and employee can contribute to employee retirement accounts. Employers receive tax benefits for their contributions, and employees have the ability to make pre‑tax contributions.
Your needs are unique, so your investing experience should be, too. And when you open a TD Ameritrade account, that's just what you'll get. Everything we provide—personalized investment guidance, powerful trading platforms, immersive education, insightful research, a wide variety of investment products, including fixed-income offerings—helps you identify and pursue your financial goals.