TD Ameritrade

 

We’re excited to announce that a definitive agreement has been reached for Charles Schwab to acquire TD Ameritrade. Learn more about the transaction at www.amtd.com.

Get in touch

Call or visit a branch

  • Call us: 800-454-9272

Get up to $600 when you

open and fund an account*

See details

Fair, straightforward pricing.

No hidden fees or complicated pricing structures.

Margin account and interest rates

A margin account can help you execute your trading strategy. TD Ameritrade offers margin accounts that help provide you with leverage and competitive cash sweep vehicle interest rates.

Margin Rates

Margin interest rates vary due to the base rate and the size of the debit balance. When setting base rates, TD Ameritrade considers indicators like commercially recognized interest rates, industry conditions related to credit, the availability of liquidity in the marketplace, and general market conditions. As of September 24, 2019 the current base rate is 9.00%.

Dollar Range

Above/Below Base Rate

Effective Rate

Dollar RangeUnder $10,000

Above/Below Base Rate 1.25%

Effective Rate10.25%

Dollar Range$10,000.00 - $24,999.99

Above/Below Base Rate 1.00%

Effective Rate10.00%

Dollar Range$25,000.00 - $49,999.99

Above/Below Base Rate 0.75%

Effective Rate9.75%

Dollar Range$50,000.00 - $99,999.99

Above/Below Base Rate -0.25%

Effective Rate8.75%

Dollar Range$100,000.00 - $249,999.99

Above/Below Base Rate-0.50%

Effective Rate8.50%

Dollar Range$250,000.00 - $499,999.99*

Above/Below Base Rate -0.75%

Effective Rate8.25%

         *For balance tiers over $500K, please call 800-655-4777 to learn about our latest rate offers.

Cash Sweep Vehicles Interest Rates

TD Ameritrade FDIC Insured Deposit Account Rates-Core

 Effective November 11, 2019.  Subject to change without prior notice.  Please call 800-669-3900.

Dollar Range

Interest Rate

Annual Percentage Yield

Dollar Range$0.01 - $4,999.99

Interest Rate 0.01%

Annual Percentage Yield 0.01%

Dollar Range$5,000.00 - $24,999.99

Interest Rate 0.01%

Annual Percentage Yield 0.01%

Dollar Range$25,000.00 - $99,999.99

Interest Rate 0.01%

Annual Percentage Yield 0.01%

Dollar Range$100,000.00 - $199,999.99

Interest Rate 0.01%

Annual Percentage Yield 0.01%

Dollar Range$200,000.00 - $499,999.99

Interest Rate 0.02%

Annual Percentage Yield 0.02%

Dollar Range$500,000.00 - $999,999.99

Interest Rate 0.05%

Annual Percentage Yield 0.05%

Dollar Range$1,000,000 +

Interest Rate 0.25%

Annual Percentage Yield 0.25%

TD Ameritrade FDIC Insured Deposit Account Rates-Plus

Effective November 11, 2019.  Subject to change without prior notice.  Please call 800-669-3900.
The Plus IDA is a program for TD Ameritrade clients with $1 million or more in assets.**

 

Dollar Range

Interest Rate

Annual Percentage Yield

Dollar Range$0.01 - $4,999.99

Interest Rate 0.02%

Annual Percentage Yield 0.02%

Dollar Range$5,000.00 - $24,999.99

Interest Rate 0.02%

Annual Percentage Yield 0.02%

Dollar Range$25,000.00 - $99,999.99

Interest Rate 0.02%

Annual Percentage Yield 0.02%

Dollar Range$100,000.00 - $199,999.99

Interest Rate 0.03%

Annual Percentage Yield 0.03%

Dollar Range$200,000.00 - $499,999.99

Interest Rate 0.05%

Annual Percentage Yield 0.05%

Dollar Range$500,000.00 - $999,999.99

Interest Rate 0.06%

Annual Percentage Yield 0.06%

Dollar Range$1,000,000 +

Interest Rate 0.30%

Annual Percentage Yield 0.30%

TD Ameritrade Cash Rates

Effective June 1, 2011. Subject to change without prior notice. Please call 800-669-3900.

 

Dollar Range

Interest Rate

Annual Percentage Yield

Dollar Range$0.01 - $4,999.99

Interest Rate 0.01%

Annual Percentage Yield 0.01%

Dollar Range$5,000.00 - $24,999.99

Interest Rate 0.01%

Annual Percentage Yield 0.01%

Dollar Range$25,000.00 - $99,999.99

Interest Rate 0.01%

Annual Percentage Yield 0.01%

Dollar Range$100,000.00 - $199,999.99

Interest Rate 0.01%

Annual Percentage Yield 0.01%

Dollar Range$200,000.00 - $499,999.99

Interest Rate 0.01%

Annual Percentage Yield 0.01%

Dollar Range$500,000.00 - $999,999.99

Interest Rate 0.01%

Annual Percentage Yield 0.01%

Dollar Range$1,000,000 +

Interest Rate 0.01%

Annual Percentage Yield 0.01%

Check the background of TD Ameritrade on FINRA's BrokerCheck