Market activity has led to longer than expected phone wait times. Visit our Top FAQs page for ways you can self-service.

Get in touch Call or visit a branch

Call us: 800-454-9272

175+ Branches Nationwide

Retirement Income Solutions

Income solutions for every stage of retirement

You've worked hard to grow your nest egg so you can enjoy your retirement years, but sometimes you ask yourself, will it be enough? With TD Ameritrade's income-generating investment choices, helpful guidance, and knowlegeable support, you can build a retirement income plan to help put your worries at ease. Whether you're nearing retirement, or already retired, our investment products can help make your nest egg last so you can take care of who and what is most important to you.

Create your retirement income strategy with these helpful tools


  • Income Planning Worksheet

    Use our Income Planning Worksheet to understand your retirement expenses and develop a financial plan that can help you feel comfortable about your future.

  • Living in Retirement Checklist

    Monitor investments and prepare for expenses by making sure all the boxes are checked on your Retirement Checklist.

  • Retirement Income Plan Analysis

    Find out how long your savings and investments could last if you draw down on your savings over time to help pay for expenses. This analysis looks at your existing retirement savings, and takes into account the impact of any guaranteed lifetime income sources you may have. Call a Retirement Income Specialist at 800-417-7423 for your analysis and to optimize your retirement income plan based on your goals.

  • Retirement Calculator

    Estimate how much you need to have saved for retirement and if you're on track to meet your goals with our Retirement Calculator.

Explore our education and insights


  • Education Center

    Find informative videos that are relevant to your needs in our Education Center.

Review our wide range of investment choices


  • Annuities

    Fixed and variable annuities can provide a predictable stream of income during retirement. If you already have an annuity, you might be paying too much. Our specialists can review your existing annuity to determine if we can save you money in fees and present a lower-cost alternative with our competitive solutions.

  • Fixed-income bonds and CDs

    Fixed-income products can help generate additional cash flow to cover your expenses. Choose from over 40,000 new issue and secondary offerings available daily.

  • Managed portfolios

    Investing in a managed portfolio means getting the help you need to pursue your investing and income goals. Answer a few short questions and TD Ameritrade Investment Management, LLC will recommend a model portfolio based on your answers.

  • Mutual funds and ETFs

    Access our broad selection of no-maintenance fee mutual funds and commission-free ETFs, with screeners and research tools that can help you find the right dividend-yielding products for you.

Access your money from one place

As soon as you begin to generate income, you can easily access it whenever you need using our Online Cash Services. Take advantage of trading, investing, paying bills, and writing checks from one place.

Let's make a plan

Get in touch Call or visit a branch

Call us: 800-454-9272

175+ Branches Nationwide

Check the background of TD Ameritrade on FINRA's BrokerCheck