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Call us: 800-454-9272

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Retirement Income Solutions

Income solutions for every stage of retirement

You've worked hard to grow your nest egg so you can enjoy your retirement years, but sometimes you ask yourself, will it be enough? With TD Ameritrade's income-generating investment choices, helpful guidance, and knowlegeable support, you can build a retirement income plan to help put your worries at ease. Whether you're nearing retirement, or already retired, our investment products can help make your nest egg last so you can take care of who and what is most important to you.

Create your retirement income strategy with these helpful tools

  • Income Planning Worksheet

    Use our Income Planning Worksheet to understand your retirement expenses and develop a financial plan that can help you feel comfortable about your future.

  • Living in Retirement Checklist

    Monitor investments and prepare for expenses by making sure all the boxes are checked on your Retirement Checklist.

  • Retirement Income Plan Analysis

    Find out how long your savings and investments could last if you draw down on your savings over time to help pay for expenses. This analysis looks at your existing retirement savings, and takes into account the impact of any guaranteed lifetime income sources you may have. Call a Retirement Income Specialist at 800-417-7423 for your analysis and to optimize your retirement income plan based on your goals.

  • Retirement Calculator

    Estimate how much you need to have saved for retirement and if you're on track to meet your goals with our Retirement Calculator.

Explore our education and insights

  • Education Center

    Find informative videos that are relevant to your needs in our Education Center.

Stay up to date with the latest insights on income planning, retirement investing, and more from The Ticker Tape.

Review our wide range of investment choices

  • Fixed-income bonds and CDs

    Fixed-income products can help generate additional cash flow to cover your expenses. Choose from over 40,000 new issue and secondary offerings available daily.

  • Mutual funds and ETFs

    Access our broad selection of no-maintenance fee mutual funds and commission-free ETFs, with screeners and research tools that can help you find the right dividend-yielding products for you.

Access your money from one place

As soon as you begin to generate income, you can easily access it whenever you need using our Online Cash Services. Take advantage of trading, investing, paying bills, and writing checks from one place.

Let's make a plan

Get in touch Call or visit a branch

Call us: 800-454-9272

175+ Branches Nationwide

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Carefully consider the investment objectives, risks, charges and expenses before investing. A prospectus, obtained by calling 800-669-3900, contains this and other important information about an investment company. Read carefully before investing.

All investments involve risks, including the loss of principal invested. Past performance of a security does not guarantee future results or success.

Asset allocation and diversification do not eliminate the risk of experiencing investment losses.

Before investing in any mutual fund or ETF, carefully consider the fund's objectives, risks, charges and expense. A prospectus, obtained by calling 800-669-3900, contains this and other important information about an investment company. Read carefully before investing.

Market volatility, volume and system availability may delay account access and trade executions.

Taxes related to TD Ameritrade offers are your responsibility. All Promotional items and cash received during the calendar year will be included on your consolidated Form 1099. Please consult a legal or tax advisor for the most recent changes to the U.S. tax code and for rollover eligibility rules.

ETFs can entail risks similar to direct stock ownership, including market, sector, or industry risks. Some ETFs may involve international risk, currency risk, commodity risk, leverage risk, credit risk and interest rate risk. Trading prices may not reflect the net asset value of the underlying securities. Commission fees typically apply.

Mutual funds are subject to market, exchange rate, political, credit, interest rate and prepayment risks, which vary depending on the type of mutual fund.

Investments in fixed income products are subject to liquidity (or market) risk, interest rate risk (bonds ordinarily decline in price when interest rates rise and rise in price when interest rates fall), financial (or credit) risk, inflation (or purchasing power) risk and special tax liabilities. May be worth less than the original cost upon redemption.

TD Ameritrade was evaluated against 14 other online brokers in the 2022 StockBrokers.com Online Broker Review. The firm was rated #1 in the categories "Platforms & Tools" (11 years in a row), "Desktop Trading Platform: thinkorswim®" (10 years in a row), "Active Trading" (2 years in a row), "Options Trading," "Customer Service," and "Phone Support." TD Ameritrade was also rated Best in Class (within the top 5) for "Overall Broker" (12 years in a row), "Education" (11 years in a row), "Commissions & Fees" (2 years in a row), "Offering of Investments" (8 years in a row), "Beginners" (10 years in a row), "Mobile Trading Apps" (10 years in a row), "Ease of Use" (6 years in a row), "IRA Accounts" (3 years in a row), "Futures Trading" (3 years in a row), and "Research" (11 years in a row). Read the full article.

This is not an offer or solicitation in any jurisdiction where we are not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction, including, but not limited to persons residing in Australia, Canada, Hong Kong, Japan, Saudi Arabia, Singapore, UK, and the countries of the European Union.

TD Ameritrade, Inc., member FINRA/SIPC, a subsidiary of The Charles Schwab Corporation. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. © 2023 Charles Schwab & Co., Inc. All rights reserved.