10. More aggressive? Less?
Market returns are about as hard to predict as guessing now what the temperature might be for your first post-retirement tee-off.
Again, we're simply trying to help you get in a planning frame of mind. But it can be helpful to
estimate the compounded annual rate of returns your investments will need to deliver between
now and retirement to help you meet all these number goals.
Low single digits? We can almost hear your sigh of relief. Double-digit returns each year for several years? You may have some work to do.
Is your allocation and risk appropriate for your age, goals, and time left to retirement? This is where your financial professional
can not only take some of this heavy-duty thinking off your hands, but can also help you form a plan to make the math less of an exercise
and closer to reality.