Open an IRA in 15 minutes*
- Choose from a wide variety of investment products
- Refine your retirement strategy with innovative tools and calculators
- Take advantage of potential tax benefits
Traditional IRAContributions are typically tax-deductible and growth can be tax-deferred, but you'll be taxed on money you take out in retirement.
Rollover IRARolling over old 401ks to an IRA can make managing your retirement easier while still offering tax-deferred growth.
Roth IRAContributions are not tax-deductible, but can provide tax-free income on withdrawals and earnings once you're in retirement.
Why Choose a TD Ameritrade IRA?
Investment choicesDiversify with a wide variety of investment products, including commission-free ETFs, no-transaction fee mutual funds, stocks, and bonds & CDs. And with proper approval, you can trade options and futures within your IRA. We also offer annuities from respected third-parties.
Know your feesThe 401k fee analyzer tool powered by FeeX will show you how much you're currently paying in fees on your old 401k. This free tool can also help determine if rolling over your old 401k or other employer-sponsored retirement plan is right for you.
Managed portfoliosBe as involved as you want to be with professionally managed portfolios offered by our advisory affiliate, TD Ameritrade Investment Management, LLC. Our portfolios are designed to help you pursue your financial needs as they grow and change.
Potential IRA tax benefitsSee the differences between Traditional and Roth IRAs. For example, while both offer tax-advantaged ways to invest for retirement, a Traditional IRA offers the potential for an upfront tax break, while a Roth IRA allows for tax-free withdrawals down the road.
Objective researchGet in-depth third-party research from big name providers such as Morningstar®, Market Movers by CFRA®, and On the Edge® technical analysis from Market Edge®.
All your assets in one place
When you consolidate your accounts into a TD Ameritrade IRA, you get more out of your investments. And with our straightforward and transparent pricing, there are no hidden fees, so you keep more of your money working harder for you.
A rollover is not your only alternative when dealing with old retirement plans. Learn more about your rollover alternatives.
$0 commissions on online stock, ETF, and options trades
Support to match your unique financial goals
- Browse our exclusive videos, test drive our tools and trading platforms, and listen to our webcasts to help create the retirement strategy that makes sense for you.
- When it comes to getting the support you need, our team is yours. We'll work hard to find a solution that fits your retirement goals.