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  • Call us: 800-454-9272
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Trade commission–free for 60 days

+ get up to $600*

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Retirement Offering

Open an IRA

There are 1,440 minutes in a day. Use 15 to open an IRA.

Open new account

It takes as little as 15 minutes to open an IRA and you can get up to $600* when you fund your account. We make it easier with helpful guidance and a wide array of investment products, so you can head into the future with a calculated plan. And if you have questions, our retirement consultants are here to help you along the way.

We’re Here For
You

No one knows your retirement needs better than you. And at TD Ameritrade, you’ll get the guidance and support you need from retirement consultants who can help bring your assets together, and investment consultants who can help guide your individual strategy on the way to your goals. Call 800-870-9668 to schedule a complimentary goal planning session today.

Contact Us

Smart Tools

Your financial future takes some planning. Use our intuitive tools to evaluate your strategy and make smarter decisions that can help you pursue your retirement goals. Use the Retirement Calculator to learn how much you may need to invest to reach your goal or the IRA Selection Tool can help you determine if a Traditional IRA or Roth IRA is right for you.

Retirement CalculatorIRA Selection Tool

IRA Tax Benefits

IRAs offer tax-advantaged ways to invest for retirement, and two good options are the Traditional IRA and a Roth IRA, both of which can provide tax-deferred growth. A Traditional IRA offers the potential for an upfront tax break. In comparison, Roth IRA contributions are not tax deductible, but the account can allow you to make tax-free withdrawals down the road. Each account type offers unique advantages and requirements. Our retirement consultants can help you determine which one may be best for you and your circumstances.

Roth vs. Traditional IRA?

Lots of
Investment
Choices

Choose from 100+ commission-free ETFs1, no-transaction-fee mutual funds2, bonds, CDs, and professionally managed portfolios. Identify top-pick mutual funds with the Premier List, powered by Morningstar Investment Management. And with proper approval, you can even trade options and futures right inside your IRA. Everything you need to build the financial future that fits your goals.

Explore all Investment Products

Empowering
Education

Get the information you need to set and pursue your retirement goals. TD Ameritrade offers exclusive videos, useful tools, and trading platforms to help you create a personalized plan for retirement. Browse our video content and webcasts for instruction on Making Retirement Last or decide if Converting to a Roth IRA is right for you with one of our online retirement courses. Everything you need to plan your retirement is here.

All Your Assets
in One Place

Consolidating your accounts into a TD Ameritrade IRA can help you better manage your money and may give you more control over your investments. And with our straightforward and transparent pricing, there are no hidden fees, so you keep more of your money working harder for you.

Straightforward Pricing

Fair and
Objective
Research

TD Ameritrade gives you access to third-party research, like TD Ameritrade’s Premier List of mutual funds powered by Morningstar® Investment Management, LLC; research reports like Market Movers from S&P Capital IQ; and On the Edge technical analysis from Market Edge®.

Third-Party Research

Get up to $600 when you roll over your old 401k*

You can get up to $600 cash when you roll over your old 401k into a new TD Ameritrade IRA. We'll help you open a new IRA, fund your account and build your portfolio in three simple steps. Have questions? Call 800-213-4583 to speak with a retirement consultant or download the helpful Rollover Pocket Guide for easy reference.

Check the background of TD Ameritrade on FINRA's BrokerCheck