Rolling over your 401k from a previous employer keeps you in control of your assets and may give you more flexibility in how you invest. You can get up to $600 cash when you roll over your old 401k into a new TD Ameritrade IRA. And we make rollovers easy, you can open a new IRA, fund your account, and build your portfolio in three simple steps. Have questions? Call 800-213-4583 to speak with a retirement consultant. You can also download the helpful Rollover Pocket Guide for easy reference.
There are 1,440 minutes in a day. Use 15 to open
It takes as little as 15 minutes to open an IRA and you can get up to $600** when you fund your account. We make it easier with helpful guidance and a wide array of investment products, so you can head into the future with a calculated plan. And if you have questions, our retirement consultants are here to help you along the way.
We’re Here For You
No one knows your retirement needs better than you. And at TD Ameritrade, to help you on the way to your goals, you’ll get the guidance and support you need from retirement consultants who can help bring your assets together, and investment consultants who can help guide your individual strategy.
Your financial future takes some planning. Use our intuitive tools to evaluate your strategy and make smarter decisions while pursuing your retirement goals. Gauge your progress toward your retirement goals with our Retirement Calculator or determine if a Traditional IRA or Roth IRA is right for you with our IRA Selection Tool. Utilize our comprehensive Retirement Checklists to help keep you on track through life's major milestones, whether you're getting started building your wealth, are nearing retirement, or are currently in retirement.
IRA Tax Benefits
IRAs offer tax-advantaged ways to invest for retirement, and two good options are the Traditional IRA and a Roth IRA, both of which can provide tax-deferred growth. A Traditional IRA offers the potential for an upfront tax break. In comparison, Roth IRA contributions are not tax deductible, but the account can allow you to make tax-free withdrawals down the road. Each account type offers unique advantages and requirements. Our retirement consultants can help you determine which one may be best for you and your circumstances.
Lots of Investment Choices
Enjoy a wide range of investment choices, including 100+ commission-free ETFs1, no-transaction-fee mutual funds2, fixed income products, and managed portfolios, plus options, futures and forex with proper approval. We also offer access to annuities from respected third-party providers. Everything you need to build the financial future that fits your goals.
Get the information you need to set and pursue your retirement goals. TD Ameritrade offers exclusive videos, useful tools, and trading platforms to help you create a personalized plan for retirement. Browse our video content and webcasts for instruction on Making Retirement Last or decide if Converting to a Roth IRA is right for you with one of our online retirement courses. Everything you need to plan your retirement is here.
All Your Assets in One Place
Consolidating your accounts into a TD Ameritrade IRA can help you better manage your money and may give you more control over your investments. And with our straightforward and transparent pricing, there are no hidden fees, so you keep more of your money working harder for you.
Fair and Objective Research
TD Ameritrade gives you access to third-party research, like TD Ameritrade’s Premier List of mutual funds powered by Morningstar® Associates, LLC; research reports like Market Movers from S&P Capital IQ; and On the Edge technical analysis from Market Edge®.