Transfer assets from an existing TD Ameritrade account into another TD Ameritrade account

Transferring assets between two brokerage accounts is easy with TD Ameritrade.

  • Transferring assets between two TD Ameritrade accounts requires an Internal Account Transfer Form.
  • The form must be signed and dated by all account owners of the delivering account (the account funds are coming from). However, if a debit balance is part of the transfer, the receiving account owner signature(s) will also be required.
  • The form must be signed and dated by all account owners of the delivering account (the account funds are coming from). However, if a debit balance is part of the transfer, the receiving account owner signature(s) will also be required.
  • All contributions to an IRA must be made in cash. Stocks may only be deposited into an IRA if they were taken as a distribution within the last 60 days.
  • Transfers from a qualified retirement plan are typically completed by following the instructions of the plan administrator and may not require you to complete a TD Ameritrade Account Transfer Form Please contact your plan administrator to determine their procedures and your eligibility for removing funds from the plan.

Please note that trading in the delivering account may delay the transfer.

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Transfer assets from another firm into a TD Ameritrade account.

There is no minimum initial deposit required to open an account with TD Ameritrade. However, special promotional offers may have requirements. To expedite your account transfer, the name(s)/title on the account to be transferred must match the name(s)/title on your receiving TD Ameritrade account.

  • Please submit a separate Transfer Form for each account you are requesting to transfer.
  • Be sure to include a copy of your most recent statement.
  • To protect our clients, it is TD Ameritrade's policy to act only on transfer requests where the name(s)/title on the account to be transferred matches the name(s)/title on the receiving TD Ameritrade account.

Please read through the examples below for further information and instructions regarding transferring your account(s). (Please note: Once your transfer is complete, you may add or remove account owners on your TD Ameritrade account, or establish other TD Ameritrade accounts without like titles which you can transfer between internally.)

Examples of Transfers
In all examples below, the account to be transferred is listed first, and the TD Ameritrade account title is second.)

Acceptable

-FROM-

John Q. Public, Jr.
Jane A. Public JTWROS

-TO-

John Q. Public, Jr.
Jane A. Public JTWROS

Unacceptable

-FROM-

John Q. Public, Jr.
Jane A. Public JTWROS

-TO-

John Q. Public, Jr. Individual

How to make the above unacceptable example into an acceptable transfer:

  1. Add the same co-owner to the account at the receiving firm, so it becomes a Joint account transferring to a Joint account. As noted above, you may add or remove account owners on your TD Ameritrade account once the transfer is complete.

  2. Remove the additional account owner (Jane A. Public JTWROS) before initiating the transfer from the delivering firm. Open an Individual account at TD Ameritrade, so it becomes simply a transfer into that account.

What to Expect When Transferring Your Account
Some additional factors to keep in mind when transferring assets from another firm:

Transfer Time Frames
Most total account transfers are sent via Automated Customer Account Transfer Service (ACATS) and take approximately five to eight business days upon initiation. ACATS is a regulated system through which the majority of total brokerage account transfers are submitted. Any residual balances that remain with the delivering brokerage firm after your transfer is completed will follow in approximately 10-20 business days. If you have any questions regarding residual sweeps, please contact the transferor firm directly. Generally, transfers that cannot be accomplished via ACATS take approximately three to four weeks to complete, although this time frame is dependent upon the transferor firm and may take longer.

Mutual Funds
Some mutual funds cannot be held at all brokerage firms. This typically applies to proprietary and money market funds. These funds will need to be liquidated prior to transfer.

Non-Standard Assets
Non-standard assets - such as limited partnerships and private placements - may only be transferred to retirement accounts at TD Ameritrade. Additional fees will be charged to transfer and hold the assets. Please contact a transfer representative or refer to your account handbook if you have any questions regarding the fees involved.

Margin and Options Accounts
If you are transferring a margin and/or options account with an existing debit balance and/or options contract, please make sure that you have been approved for margin/options trading in your TD Ameritrade account. Please refer to your Margin Account Handbook or contact a TD Ameritrade representative to ensure your account meets TD Ameritrade's margin requirements.

IRA Debit Balances
If your firm charges a fee to transfer your account, a debit balance could occur once your transfer is complete. You can avoid this by contacting your delivering broker prior to transferring the account.

To resolve a debit balance, you can either:

  • Fund your account with an IRA contribution (IRA contributions must be in accordance with IRS rules and contribution limitations).
  • Liquidate assets within your account.
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Transfer cash between TD Ameritrade accounts

Conveniently transfer cash between TD Ameritrade accounts in real-time for trading and investing during market hours. Simply go to the "Deposit and Withdrawal" link under the "Accounts" tab. You can set up a TD Ameritrade account to receive funds by adding it to a saved account list. Once all required information is provided, you can transfer cash between accounts quickly and easily.

Please note, if the new account has the same ownership as the delivering account, the account will be added to your list immediately. If the account does not have the same ownership, you will be prompted to provide additional information before your new account is added to the saved list.

There may be additional requirements when transferring between different kinds of accounts. You can always contact a Client Services Representative for help

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Roll over a 401k or other employer-sponsored retirement plan into a TD Ameritrade account

If you’re looking for a way to consolidate your old 401ks or other qualified retirement plans – such as 401(k)s, 403(b)s, ESOPs, Keoghs, profit-sharing plans or defined benefit plans - into an account that’s easy to manage and monitor, consider rolling it over to a TD Ameritrade IRA. You could be eligible if you’ve met one of the qualifying events as outlined in IRS regulations.

You can set up your TD Ameritrade IRA as a Rollover IRA. This may allow you to move funds to another qualified retirement plan in the future, or set it up as a tax-deferred Traditional IRA. Check with your tax advisor to determine which type of IRA will better suit your needs.*

Please note: The name/title of your new TD Ameritrade account must be the same as the name/title of the account at the firm you are transferring from.

Questions about your rollover? Please see FAQs: Transfers, or call 800-213-4583 to speak with a Retirement Specialist.

Need more answers about transfers? See FAQs: Transfers

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AdChoices

Before investing in any mutual fund or ETF, be sure to carefully consider the fund's objectives, risks, charges and expenses. For a prospectus containing this and other important information, please contact the fund company or TD Ameritrade Client Services representative. Please read the prospectus carefully before investing.

Market volatility, volume and system availability may delay account access and trade executions.

Options involve risks and are not suitable for all investors as the special risks inherent to options trading may expose investors to potentially rapid and substantial losses. Options trading privileges subject to TD Ameritrade review and approval. Please read Characteristics and Risks of Standardized Options before investing in options.

All investments involve risks, including the loss of principal invested. Past performance of a security does not guarantee future results or success. TD Ameritrade does not make recommendations or determine the suitability of any security, strategy or course of action, for you, through the use of TD Ameritrade's trading tools. Any investment decision you make in your self-directed account is solely your responsibility. Please consult other sources of information and consider your individual financial position and goals before making an independent investment decision. Courses are provided for general information purposes only and should not be considered an individualized recommendation or advice. While deemed reliable, TD Ameritrade makes no representations or warranties with respect to the accuracy or completeness of information provided.

**Offer valid for one new Individual, Joint or IRA TD Ameritrade account opened by 9/30/14 and funded within 60 days of account opening with $2,000 or more. To receive $100 bonus, account must be funded with $25,000 or more within 60 days of account opening. To receive $300 bonus, account must be funded with $100,000 or more within 60 days of account opening. To receive $600 bonus, account must be funded with $250,000 or more within 60 days of account opening. Offer is not transferable and not valid with internal transfers, accounts using the Amerivest service, TD Ameritrade Institutional accounts, current TD Ameritrade accounts or with other offers.   Qualified commission-free Internet equity, ETF or options orders will be limited to a maximum of 500 and must execute within 60 days of account funding. Contract, exercise, and assignment fees still apply.  Limit one offer per client. Account value of the qualifying account must remain equal to, or greater than, the value after the net deposit was made (minus any losses due to trading or market volatility or margin debit balances) for 12 months, or TD Ameritrade may charge the account for the cost of the offer at its sole discretion. TD Ameritrade reserves the right to restrict or revoke this offer at any time. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Please allow 3-5 business days for any cash deposits to post to account. Taxes related to TD Ameritrade offers are your responsibility. Retail values totaling $600 or more during the calendar year will be included in your consolidated Form 1099. Please consult a legal or tax advisor for the most recent changes to the U.S. tax code and for rollover eligibility rules. 

TD Ameritrade, Inc., member FINRA / SIPC  / NFA . This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. © 2014 TD Ameritrade IP Company, Inc. All rights reserved. Used with permission.