Ways to fund your TD AMERITRADE account

Transfer Assets From An Existing TD AMERITRADE^® Account
See Account Types for information on minimum initial deposit.

• Transferring assets between two TD AMERITRADE accounts requires an Internal Transfer Form.
• The form must be signed and dated by all account owners of the delivering account (the account the funds are coming out of). However, if a debit balance is part of the transfer, the receiving account owner signature(s) will also be required.
• All contributions to an IRA must be made in cash. Stocks may only be deposited into an IRA if they were taken as a distribution within the last 60 days.

Please realize that trading in the account from which assets are transferring may delay the transfer.

Transfer Assets From Another Investment Account
A minimum of $2,000 equity is required to open an Individual or Joint account and a minimum of $1,000 equity is required to open an IRA account at TD AMERITRADE. Special promotional offers may have different equity requirements.

To expedite your account transfer, the name(s)/title on the account to be transferred must match the name(s)/title on your receiving TD AMERITRADE account. Please read the important information below.

• Examples of Acceptable / Unacceptable Transfers
• What To Expect When Transferring Your Account
• Frequently Asked Questions About Transferring Your Account

Please submit a separate transfer form for each account you ar requesting to transfer.

Be sure to include a copy of your most recent statement.

To protect our clients, the TD AMERITRADE policy is to act only on transfer requests where the name(s)/title on the account to be transferred matches the name(s)/title on the receiving TD AMERITRADE account. Please read through the examples below for further information and instructions regarding transferring your account(s). (Please note: Once your transfer is complete, you may add or remove account owners on your TD AMERITRADE account, or establish other TD AMERITRADE accounts without like titles to transfer between, internally.)

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Examples of Acceptable / Unacceptable Transfers

(In all examples below, the account to be transferred is listed first and the TD AMERITRADE account title is on the right.)

Options to produce an acceptable transfer for the situation above:

1. Add same co-owner to account at delivering firm, thus a Joint account transferring to a Joint account.
2. Open an Individual account at TD AMERITRADE, thus an Individual account transferring to an Individual account.

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What to expect when transferring your account

Transfer Time Lines
Most total account transfers are sent via ACATSACATS
Automated Customer Account Transfer Service, is a regulated system through which the majority of total brokerage account transfers are submitted. Member firms of the NSCC are required to submit total account transfers through this system. These transfers take approximately 5-8 business days upon initiation. and take approximately 5-8 business days upon initiation. Any residual balances that remain with the delivering brokerage firm after your transfer is completed will follow in approximately 10-20 business days. If you have any questions regarding residual sweeps, please contact the transferor firm directly. Generally, transfers that cannot be accomplished via ACATSACATS
Automated Customer Account Transfer Service, is a regulated system through which the majority of total brokerage account transfers are submitted. Member firms of the NSCC are required to submit total account transfers through this system. These transfers take approximately 5-8 business days upon initiation. take approximately 3-4 weeks to complete, although this time frame is dependent upon the transferor firm, and may take longer.

Mutual Funds
Some mutual funds cannot be held at all brokerage firms. This typically applies to proprietary and money market funds. These funds will need to be liquidated prior to transfer.

Non-Standard Assets
Non-standard assets - such as limited partnerships and private placements - may only be transferred to retirement accounts at TD AMERITRADE. Additional fees will be charged to transfer and hold the assets. Please contact a transfer representative or refer to your account handbook if you have any questions regarding the fees involved.

Margin and Option Accounts
If you are transferring a margin and/or option account with an existing debit balance and/or option contract, please make sure that you have been approved for margin/option trading in your TD AMERITRADE account. Please refer to your Margin Account Handbook or contact a TD AMERITRADE representative to ensure your account meets TD AMERITRADE's margin requirements.

IRA Debit Balances
Many firms will charge fees to transfer your account, which may result in a debit balance once your transfer is completed. Debit balances must be resolved IMMEDIATELY by either:

• Funding your account with an IRA contribution (IRA contributions must be in accordance with IRS rules and contribution limitations).
• Liquidating assets within your account. To avoid transferring the account with a debit balance, contact your delivering broker to clear up any fees prior to transferring the account.

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