Interested in opening an account?

TD Ameritrade has been acquired by Charles Schwab. Now you’ll get access to thinkorswim® trading platforms and robust trading education at Schwab, along with great service, a commitment to low costs, and a wide range of wealth management and investing solutions.

Open an account at Schwab today. You can still open an account at TD Ameritrade and we’ll let you know when your account is ready to be moved.

Get in touch Call or visit a branch

Call us: 800-454-9272

175+ Branches Nationwide

Commission-free online trading

Applies to U.S. exchange-listed stocks, ETFs, and options. A $0.65 per contract fee applies for options trades. A $6.95 commission applies to trades of over-the-counter (OTC) stocks, which includes stocks not listed on a U.S. exchange.

Margin account and interest rates

A margin account can help you execute your trading strategy. TD Ameritrade offers margin accounts that help provide you with leverage and competitive cash sweep vehicle interest rates.

Margin Rates

Margin interest rates vary due to the base rate and the size of the debit balance. When setting base rates, TD Ameritrade considers indicators like commercially recognized interest rates, industry conditions related to credit, the availability of liquidity in the marketplace, and general market conditions. As of July 28, 2023 the current base rate is 13.50%.

Dollar Range

Above/Below Base Rate

Effective Rate

Under $10,000

Above/Below Base Rate

1.25% 

Effective Rate

14.75%
$10,000.00 - $24,999.99

Above/Below Base Rate

1.00% 

Effective Rate

14.50%
$25,000.00 - $49,999.99

Above/Below Base Rate

0.75%

Effective Rate

14.25%
$50,000.00 - $99,999.99

Above/Below Base Rate

-0.25% 

Effective Rate

13.25%
$100,000.00 - $249,999.99 

Above/Below Base Rate

-0.50% 

Effective Rate

13.00%
$250,000.00 - $499,999.99*

Above/Below Base Rate

-0.75% 

Effective Rate

12.75% 
*For balance tiers over $500K, please call 800-655-4777 to learn about our latest rate offers.

Cash Sweep Vehicles Interest Rates

TD Ameritrade FDIC Insured Deposit Account Rates - Core

Effective January 1, 2023. Subject to change without prior notice. Please call 800-669-3900.

Dollar Range

Interest Rate

Annual Percentage Yield

$0.01 - $4,999.99

Interest Rate

0.35% 

Annual Percentage Yield

0.35%
$5,000.00 - $24,999.99

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$25,000.00 - $99,999.99

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$100,000.00 - $199,999.99

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$200,000.00 - $499,999.99 

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$500,000.00 - $999,999.99 

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$1,000,000 +

Interest Rate

0.35%

Annual Percentage Yield

0.35%

TD Ameritrade FDIC Insured Deposit Account Rates - Plus

Effective January 1, 2023. Subject to change without prior notice.Please call 800-669-3900. The Plus IDA is a program for TD Ameritrade clients with $1 million or more in assets.**

Dollar Range

Interest Rate

Annual Percentage Yield

$0.01 - $4,999.99

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$5,000.00 - $24,999.99

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$25,000.00 - $99,999.99

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$100,000.00 - $199,999.99

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$200,000.00 - $499,999.99 

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$500,000.00 - $999,999.99 

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$1,000,000 +

Interest Rate

0.35%

Annual Percentage Yield

0.35%

TD Ameritrade Cash Rates

Effective January 1, 2023. Subject to change without prior notice. Please call 800-669-3900.

Dollar Range

Interest Rate

Annual Percentage Yield

$0.01 - $4,999.99

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$5,000.00 - $24,999.99

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$25,000.00 - $99,999.99

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$100,000.00 - $199,999.99

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$200,000.00 - $499,999.99 

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$500,000.00 - $999,999.99 

Interest Rate

0.35%

Annual Percentage Yield

0.35%
$1,000,000 +

Interest Rate

0.35%

Annual Percentage Yield

0.35%

Get in touch Call or visit a branch

Call us: 800-454-9272

175+ Branches Nationwide

Commission-free online trading

Applies to U.S. exchange-listed stocks, ETFs, and options. A $0.65 per contract fee applies for options trades. A $6.95 commission applies to trades of over-the-counter (OTC) stocks, which includes stocks not listed on a U.S. exchange.

Check the background of TD Ameritrade on FINRA's BrokerCheck