Get in touch Call or visit a branch

Call us: 800-454-9272

175+ Branches Nationwide

Now introducing commission-free online trading.

Applies to US exchange listed stocks, ETFs, and options. A $0.65 per contract fee applies for options trades. A $6.95 commission applies to trades of over-the-counter (OTC) stocks which includes stocks not listed on a U.S. exchange.

Margin account and interest rates

A margin account can help you execute your trading strategy. TD Ameritrade offers margin accounts that help provide you with leverage and competitive cash sweep vehicle interest rates.

Margin Rates

Margin interest rates vary due to the base rate and the size of the debit balance. When setting base rates, TD Ameritrade considers indicators like commercially recognized interest rates, industry conditions related to credit, the availability of liquidity in the marketplace, and general market conditions. As of March 20, 2020 the current base rate is 8.25%.

Dollar Range

Above/Below Base Rate

Effective Rate

Under $10,000

Above/Below Base Rate

1.25% 

Effective Rate

9.50%

$10,000.00 - $24,999.99

Above/Below Base Rate

1.00% 

Effective Rate

9.25%

$25,000.00 - $49,999.99

Above/Below Base Rate

0.75%

Effective Rate

9.00%

$50,000.00 - $99,999.99

Above/Below Base Rate

-0.25% 

Effective Rate

8.00%

$100,000.00 - $249,999.99 

Above/Below Base Rate

-0.50% 

Effective Rate

7.75%

$250,000.00 - $499,999.99*

Above/Below Base Rate

-0.75% 

Effective Rate

7.50% 

*For balance tiers over $500K, please call 800-655-4777 to learn about our latest rate offers.

Cash Sweep Vehicles Interest Rates

TD Ameritrade FDIC Insured Deposit Account Rates - Core

Effective March 17, 2020. Subject to change without prior notice. Please call 800-669-3900.

Dollar Range

Interest Rate

Annual Percentage Yield

$0.01 - $4,999.99

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$5,000.00 - $24,999.99

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$25,000.00 - $99,999.99

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$100,000.00 - $199,999.99

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$200,000.00 - $499,999.99 

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$500,000.00 - $999,999.99 

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$1,000,000 +

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

TD Ameritrade FDIC Insured Deposit Account Rates - Plus

Effective March 17, 2020. Subject to change without prior notice.Please call 800-669-3900. The Plus IDA is a program for TD Ameritrade clients with $1 million or more in assets.**

Dollar Range

Interest Rate

Annual Percentage Yield

$0.01 - $4,999.99

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$5,000.00 - $24,999.99

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$25,000.00 - $99,999.99

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$100,000.00 - $199,999.99

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$200,000.00 - $499,999.99 

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$500,000.00 - $999,999.99 

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$1,000,000 +

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

TD Ameritrade Cash Rates

Effective June 1, 2011. Subject to change without prior notice. Please call 800-669-3900.

Dollar Range

Interest Rate

Annual Percentage Yield

$0.01 - $4,999.99

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$5,000.00 - $24,999.99

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$25,000.00 - $99,999.99

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$100,000.00 - $199,999.99

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$200,000.00 - $499,999.99 

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$500,000.00 - $999,999.99 

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

$1,000,000 +

Interest Rate

0.01% 

Annual Percentage Yield

0.01% 

Get in touch Call or visit a branch

Call us: 800-454-9272

175+ Branches Nationwide

Now introducing commission-free online trading.

Applies to US exchange listed stocks, ETFs, and options. A $0.65 per contract fee applies for options trades. A $6.95 commission applies to trades of over-the-counter (OTC) stocks which includes stocks not listed on a U.S. exchange.

Check the background of TD Ameritrade on FINRA's BrokerCheck