Margin Rates

Margin interest rates vary due to the base rate and the size of the debit balance. When setting base rates, TD Ameritrade considers indicators like commercially recognized interest rates, industry conditions related to credit, the availability of liquidity in the marketplace, and general market conditions. As of January 1, 2016 the current base rate is 8.00%. 

Dollar RangeAbove/Below Base Rate
Above $ 999,999 -1.50%
$250,000 - $999,999 -0.75%
$100,000 - $249,999 -0.50%
$50,000 - $99,999 -0.25%
$25,000 - $49,999 +0.75%
$10,000 - $24,999 +1.00%
Under $10,000 +1.25%

Cash Sweep Vehicles Interest Rates

TD Ameritrade FDIC Insured Deposit Account Rates-Core

Dollar Range Interest Rate Annual Percentage Yield
$0.01 - $4,999.99 0.00999% 0.01%
$5,000.00 - $24,999.99 0.00999% 0.01%
$25,000.00 - $99,999.99 0.00999% 0.01%
$100,000.00 - $199,999.99 0.00999% 0.01%
$200,000.00 - $499,999.99
0.00999% 0.01%
$500,000.00 - $999,999.99 0.00999% 0.01%
$1,000,000 + 0.00999% 0.01%

TD Ameritrade FDIC Insured Deposit Account Rates-Plus

Dollar Range Interest Rate Annual Percentage Yield
$0.01 - $4,999.99 0.00999% 0.01%
$5,000.00 - $24,999.99 0.00999% 0.01%
$25,000.00 - $99,999.99 0.00999% 0.01%
$100,000.00 - $199,999.99 0.00999% 0.01%
$200,000.00 - $499,999.99
0.00999% 0.01%
$500,000.00 - $999,999.99 0.00999% 0.01%
$1,000,000 + 0.00999% 0.01%
The Plus IDA is a program for TD Ameritrade clients with $1 million or more in assets.**

TD Ameritrade Cash Rates

Effective June 1, 2011. Subject to change without prior notice. Please call 800-669-3900 for current rates.

Dollar Range Interest Rate Annual Percentage Yield
$0.01 - $4,999.99 0.00999% 0.01%
$5,000.00 - $24,999.99 0.00999% 0.01%
$100,000.00 - $199,999.99 0.00999% 0.01%
$200,000.00 - $499,999.99 0.00999% 0.01%
$500,000.00 -  $999,999.99
0.00999% 0.01%
$1,000,000 + 0.00999% 0.01%